The global financial services industry has been completely transformed by artificial intelligence, big data, blockchain, and other new technologies, opening up new prospects for business owners and corporate innovators. With investments in fintech totaling close to $500 billion over the previous five years, venture capitalists have contributed to funding this upheaval. With contributions from a diverse mix of academics, business people, former government officials, and current government advisors, this book gives global perspectives on technology-driven changes in financial services. They look at both the chances for underdeveloped countries to "leapfrog" into the digital age as well as the problems faced by wealthy nations to transition from the old analogue to the new digital environment. The book analyses big data analytics and provides comprehensible explanations of blockchain and distributed ledger technology. It takes into account, among other things, platform-based banking initiatives, digital financial services, and open banking. Case studies highlight the role that legal and regulatory frameworks can play in fostering trust in financial processes by imagining potential future fintech-government interactions. Both professionals and novices in the field of fintech will find the contributors' fresh perspectives and unexpected revelations to be intriguing.